Money home in under ninety seconds.
Send from the UK, the US, Nigeria and Côte d'Ivoire. Your family cashes out to mobile money the moment it lands — and you both know the amount before you press send.
What it costs to send £500 home
A diaspora sender is comparing a number against a number. Here are the numbers.
Comparison figures are typical published rates for the Ghanacorridor, checked quarterly.Three promises, and we hold all of them.
The rate you're shown is the rate you get
Mid-market rate, our spread and the fee, listed separately. Nothing buried in the exchange rate.The recipient amount is guaranteed
Whatever the quote says they'll receive is what lands. No deductions along the way.They choose how to take it
Mobile money, a bank account, or hold it in dollars.
They receiveFee US$5.50 · Rate locked 15 minutes · Arrives in under 90 seconds
Mid-market rates as at 30 Sept from ExchangeRate-API
Where you can send from
Every corridor runs both ways. The European Union and Canada are next.
United Kingdom
Open banking, debit or cardLargest corridor by volumeUnited States
ACH or cardHigher average transfer
Nigeria
Naira, bank transferTrade flows as well as family
Côte d'Ivoire
CFA francBCEAO-regulated partnersCommon questions
All questionsUnder ninety seconds on a cross-border transfer, and under a minute between PALESA accounts. If a mobile money network is down, it completes as soon as the network is back, and we tell you either way.
0.8% to 1.5% all-in on a cross-border transfer. That covers the exchange rate spread, the network and the payout partner — there is nothing else added on top.
Yes, partly. We take a spread of 0.4% to 0.8% on the rate — but we show it separately from the mid-market rate and the fee, so you can see exactly what you paid.
Contact us immediately. If the money hasn't been claimed we can usually stop it. If it has, we will help you contact the recipient, but we cannot force a return — the same as any bank transfer.
Yes. Send it straight to their mobile money wallet.
Send your first transfer today.
Quote it, fund it, and watch it land before you've closed the app.