PALESA Merchant

Get paid today, however you sell.

Take cedis and dollars at the counter, over WhatsApp or on a POS terminal. Then choose how the money reaches you.

Corner Store12:41

GH¢1,250.00

Scan to pay @cornerstore

Tap, scan or insert

However your customer wants to pay

One account behind all three. The same money, the same console, the same settlement.

A QR code

Print one for the stall, or show a per-sale code at the till with the amount already set.

WhatsApp

Send a payment link inside the conversation you're already having with the customer.

Android POS

Tablet or handheld, barcode scanner, receipt printer. For tills and chain retail.

Settlement

You decide when and in what.

The payment is final in seconds. Settlement — turning that payment into the money you actually want — is yours to schedule.

You take today

US$486.20

The moment the customer pays

Straight into your PALESA vault, held in dollars.
Based on GH¢6,000 of takings in a day, after fees.

Two kinds of QR code

One for the stall, one for the till. Pick per situation, not per business.

Printed QR

Best for

Market stalls, signage, small amounts

The amount

The customer types the amount

Reuse

Use it forever

Per-sale QR

Best for

Tills, chain retail, larger amounts

The amount

You set the amount, it can't be changed

Reuse

One use, expires in five minutes

Console

Books that close themselves.

Every sale, every settlement and every dispute in one place. Export what your accountant needs, give each member of staff their own login, and see which till took what.

Sales analytics

Reconciliation exports

Dispute handling

Staff roles

Common questions

All questions

You choose: instantly into your PALESA vault, a daily sweep to your bank, or keep it in dollars.

0.5% under gh¢20,000 a month, 0.7% up to the standard band, and from 0.4% above that. The merchant pays the fee, never the customer.

Your certificate of incorporation, TIN, directors' IDs, and proof of business address. It takes about two working days.

Yes — collections, payouts, balances and webhooks, plus connectors for QuickBooks, Zoho and Sage.

Take your first payment this week.

Tell us what you sell and how, and we'll set you up with the right kit.

PALESA
Ask PALESAAnswers from our help centre

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